8 services · 31 plans · checked 2026-10-07
AI coding tools: compare plans and agents
Coding assistants and agents that work in your editor, terminal or repository, plus app builders that write the code for you. Plans differ in agent usage, models and team features.
1What kind of programming help?
2What kind of coding help do you need, and how experienced are you?
Services 8
All 31 plans compared
price, what is included, status
US list prices before tax unless marked. "From" means seats, channels, credits or usage can raise the amount. Annual prices are one yearly payment.
| Service / plan | Price | Included | Status |
|---|---|---|---|
| GitHub CopilotFree · per user | $0 / month |
Not published | verified2026-10-07 · official pricing |
| GitHub CopilotPro · per user | $10 / month |
10 USD credits per billing cycle | verified2026-10-07 · official pricing |
| GitHub CopilotPro+ · per user | $39 / month |
39 USD credits per billing cycle | verified2026-10-07 · official pricing |
| GitHub CopilotMax · per user | $100 / month |
100 USD credits per billing cycle | verified2026-10-07 · official pricing |
| GitHub CopilotBusiness · per user | $19 / month |
Not published | estimate2026-09-28 · official pricing |
| GitHub CopilotEnterprise · per user | $39 / month |
Not published | estimate2026-09-28 · official pricing |
| CursorHobby · per user | $0 / month |
Not published | verified2026-10-07 · official pricing |
| CursorPro · per user | $20 / month |
Not published | verified2026-10-07 · official pricing |
| CursorPro+ · per user | $60 / month |
Not published | estimate2026-09-28 · official pricing |
| CursorUltra · per user | $200 / month |
Not published | estimate2026-09-28 · official pricing |
| CursorTeams Standard · per user | $40 / month |
Not published | verified2026-10-07 · official pricing |
| LovablePro · per workspace | €25 / month (incl. VAT) €252 / year (≈ €21 / mo, 12-month commitment) (incl. VAT) |
100 build credits per billing cycle | verified2026-10-07 · official pricing |
| LovableBusiness · per workspace | €50 / month (incl. VAT) €504 / year (≈ €42 / mo, 12-month commitment) (incl. VAT) |
100 build credits per billing cycle | verified2026-10-07 · official pricing |
| ReplitCore · per user | $20 / month $216 / year (≈ $18 / mo, 12-month commitment) |
20 USD credits per billing cycle | verified2026-10-07 · official pricing |
| Bolt.newFree · per user | $0 / month |
1,000,000 build tokens per month | verified2026-10-07 · official pricing |
| Bolt.newPro · per user | from $25 / month |
10,000,000 build tokens per monthNo fixed tokens-per-message rate: Bolt says the larger the project, the more tokens each message uses. Tokens roll over for one extra month. | verified2026-10-07 · official pricing |
| Bolt.newTeams · per user | from $30 / month |
Not publishedToken use per message grows with project size (official); no fixed rate. | verified2026-10-07 · official pricing |
| v0Free · per user | $0 / month |
5 USD credits per billing cycleCredits are USD spent on tokens: v0 Mini $0.20 / $1.20, v0 Pro $2 / $10, v0 Max $5 / $25 per 1M input / output tokens. Cost per message depends on the model and context size. | verified2026-10-07 · official pricing |
| v0Plus · per user | $30 / month |
30 USD credits per billing cycleCredits are USD spent on tokens: v0 Mini $0.20 / $1.20, v0 Pro $2 / $10, v0 Max $5 / $25 per 1M input / output tokens. Cost per message depends on the model and context size. | verified2026-10-07 · official pricing |
| v0Business · per user | $100 / month |
30 USD credits per billing cycleCredits are USD spent on tokens: v0 Mini $0.20 / $1.20, v0 Pro $2 / $10, v0 Max $5 / $25 per 1M input / output tokens. Cost per message depends on the model and context size. | verified2026-10-07 · official pricing |
| LovableFree · per user | $0 / month |
30 build credits per month | verified2026-10-07 · official pricing |
| ReplitPro · per user | $100 / month $1,080 / year (≈ $90 / mo, 12-month commitment) |
100 USD credits per billing cycle | verified2026-10-07 · official pricing |
| ChatGPTPlus · Includes Codex · per user | $20 / month |
Not published | verified2026-10-07 · official pricing |
| ChatGPTPro (5x) · Includes Codex · per user | $100 / month |
Not published | verified2026-10-07 · official pricing |
| ChatGPTPro (20x) · Includes Codex · per user | $200 / month |
Not published | verified2026-10-07 · official pricing |
| ChatGPTPro 500 · Includes Codex · per user | $500 / month |
Not published | verified2026-10-07 · official pricing |
| ChatGPTBusiness Standard · Includes Codex · per user, min 2 seats | $25 / month $240 / year (≈ $20 / mo, 12-month commitment) |
Not published | verified2026-10-07 · official pricing |
| ChatGPTBusiness Premium · Includes Codex · per user, min 2 seats | $125 / month $1,200 / year (≈ $100 / mo, 12-month commitment) |
Not published | verified2026-10-07 · official pricing |
| ClaudePro · Includes Claude Code · per user | $20 / month $200 / year (≈ $16.67 / mo, 12-month commitment) |
Dynamic limit (not published) | verified2026-10-07 · official pricing |
| ClaudeMax 5x · Includes Claude Code · per user | $100 / month |
Dynamic limit (not published) | verified2026-10-07 · official pricing |
| ClaudeMax 20x · Includes Claude Code · per user | $200 / month |
Dynamic limit (not published) | verified2026-10-07 · official pricing |
Tips: how to compare correctly
6 tips
Avoid
- Buying a separate coding tool when a chat subscription you already pay for includes a coding agent
- Comparing "requests" or "credits" of different tools 1:1 - each vendor counts usage differently
- Ignoring where the agent works: editor plugin, own editor, terminal or browser
Where to start
- Already paying for ChatGPT or Claude: check Codex or Claude Code before buying another tool
- Agent inside a familiar editor: GitHub Copilot or Cursor
- No coding experience: start with an app builder (Lovable, Bolt, Replit, v0)
Frequently asked questions
How do you calculate the cost of ai coding tools?
We take your workload, convert it into the unit each plan actually counts (seconds, credits, channels, runs, conversations, characters), check the included quota and hard limits, add known overage packs and list external costs we cannot price. Unknown prices are never shown as zero.
Why are some totals marked "at least" or "incomplete"?
Because part of the cost is unknown: a price on request, a price that needs re-checking, or external costs such as hosting, model API usage or telephony. We show the known part and name what is missing.
Can I compare credits between different services?
No. Credits of different vendors are different units. We only compare the total cost of the same workload.